:root {
  --bg: #f6f1e8;
  --surface: #ffffff;
  --surface-soft: #f9f6ef;
  --ink: #0f1720;
  --muted: #66727d;
  --brand: #002245;
  --brand-2: #00182f;
  --brand-soft: rgba(0, 34, 69, 0.08);
  --gold: #d3ad5f;
  --gold-2: #b88b35;
  --line: rgba(0, 34, 69, 0.12);
  --white-line: rgba(255,255,255,0.16);
  --shadow: 0 28px 70px rgba(0, 34, 69, 0.18);
  --radius-lg: 34px;
  --radius: 22px;
  --container: 1200px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background:
    radial-gradient(circle at 10% 0%, rgba(211, 173, 95, 0.18), transparent 28rem),
    radial-gradient(circle at 95% 4%, rgba(0, 34, 69, 0.10), transparent 32rem),
    var(--bg);
  color: var(--ink);
  line-height: 1.55;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
p { margin: 0; }

.container {
  width: min(100% - 40px, var(--container));
  margin-inline: auto;
}

h1, h2, h3 {
  margin: 0;
  line-height: 1.07;
  color: var(--brand-2);
}

h1, h2 {
  font-family: "Libre Baskerville", Georgia, serif;
  letter-spacing: -0.035em;
}

h1 {
  max-width: 660px;
  font-size: clamp(2.65rem, 5vw, 5.35rem);
}

h2 { font-size: clamp(2rem, 3.8vw, 3.7rem); }
h3 { font-size: 1.18rem; letter-spacing: -0.02em; }

.section { padding: 90px 0; }
.section-label {
  margin: 0 0 14px;
  color: var(--gold-2);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-weight: 800;
  font-size: 0.78rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 52px;
  padding: 14px 24px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 800;
  font-size: 0.96rem;
  line-height: 1;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-gold { background: var(--gold); color: #101820; box-shadow: 0 16px 34px rgba(211, 173, 95, .22); }
.btn-gold:hover { background: #dfbd75; }
.btn-ghost { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.24); color: #fff; }
.btn-ghost:hover { background: rgba(255,255,255,.14); }
.btn-full { width: 100%; }

/* HERO */
.hero-section {
  padding: 18px;
}
.hero-card {
  position: relative;
  overflow: hidden;
  min-height: min(760px, calc(100vh - 36px));
  border-radius: var(--radius-lg);
  color: #fff;
  background:
    radial-gradient(circle at 60% 30%, rgba(40, 79, 118, 0.35), transparent 30rem),
    linear-gradient(135deg, var(--brand), var(--brand-2));
  box-shadow: var(--shadow);
  isolation: isolate;
}
.hero-card::before {
  content: "MF&T";
  position: absolute;
  right: -2.8rem;
  bottom: -4.2rem;
  font-weight: 900;
  font-size: clamp(9rem, 23vw, 21rem);
  letter-spacing: -0.12em;
  color: rgba(255,255,255,.045);
  line-height: .8;
  z-index: -1;
}
.hero-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(0,34,69,.94) 0%, rgba(0,34,69,.72) 42%, rgba(0,34,69,.16) 100%);
  pointer-events: none;
  z-index: -1;
}
.hero-nav {
  position: relative;
  z-index: 4;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 28px 48px 0;
}
.brand { display: inline-flex; align-items: center; width: 118px; }
.brand-logo { width: 118px; height: auto; opacity: .78; }
.nav-links { display: none; }
.btn-small { min-height: 46px; padding: 12px 20px; }

.hero-content {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: minmax(0, .93fr) minmax(430px, 1.07fr);
  align-items: end;
  gap: 42px;
  padding: 62px 58px 0;
}
.hero-copy { align-self: center; padding-bottom: 58px; }
.hero-copy h1 { color: #fff; }
.hero-question {
  margin-top: 24px;
  max-width: 560px;
  color: rgba(255,255,255,.94);
  font-size: clamp(1.14rem, 1.9vw, 1.42rem);
  font-weight: 800;
  line-height: 1.35;
}
.hero-lead {
  margin-top: 16px;
  max-width: 590px;
  color: rgba(255,255,255,.76);
  font-size: clamp(1rem, 1.35vw, 1.16rem);
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}
.microcopy { display: none; }
.hero-kicker { display: none; }
.hero-photo-card {
  position: relative;
  align-self: end;
  margin: 0;
  min-height: 590px;
  display: flex;
  align-items: end;
  justify-content: center;
}
.hero-photo-card::before {
  content: "";
  position: absolute;
  left: 6%;
  right: 6%;
  bottom: 6%;
  height: 58%;
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 30px;
  background: linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.02));
  box-shadow: inset 0 1px 0 rgba(255,255,255,.08);
  z-index: -1;
}
.hero-image {
  width: min(620px, 100%);
  max-height: 640px;
  object-fit: contain;
  object-position: bottom center;
  filter: drop-shadow(0 28px 34px rgba(0,0,0,.22));
}
.hero-metrics {
  position: relative;
  z-index: 4;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 28px;
  margin: 0 58px 38px;
  padding-top: 22px;
  border-top: 1px solid var(--white-line);
}
.hero-metrics div { display: grid; gap: 3px; }
.hero-metrics strong { color: #fff; font-size: 1rem; }
.hero-metrics span { color: rgba(255,255,255,.64); font-size: .92rem; }

/* INTRO */
.intro-section { padding-top: 72px; }
.split-intro {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 64px;
  align-items: start;
}
.copy-block {
  display: grid;
  gap: 18px;
  color: var(--muted);
  font-size: 1.06rem;
}
.text-cta {
  width: fit-content;
  margin-top: 4px;
  color: var(--brand);
  font-weight: 800;
  border-bottom: 2px solid var(--gold);
}

/* SERVICES */
.section-heading {
  max-width: 860px;
  margin: 0 auto 42px;
  text-align: center;
}
.section-heading p:not(.section-label) {
  margin-top: 18px;
  color: var(--muted);
  font-size: 1.06rem;
}
.services-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
}
.service-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 28px;
  background: rgba(255,255,255,.76);
  box-shadow: 0 20px 55px rgba(0, 34, 69, .08);
}
.service-media {
  position: relative;
  min-height: 150px;
  display: grid;
  place-items: center;
  background:
    radial-gradient(circle at 72% 26%, rgba(211,173,95,.18), transparent 12rem),
    linear-gradient(135deg, rgba(0,34,69,.96), rgba(0,24,47,.90));
}
.service-card:nth-child(3) .service-media,
.service-card:nth-child(4) .service-media {
  background:
    radial-gradient(circle at 72% 26%, rgba(211,173,95,.16), transparent 12rem),
    linear-gradient(135deg, rgba(255,255,255,.92), rgba(246,241,232,.88));
}
.service-media img { width: 76px; height: 76px; object-fit: contain; }
.card-arrow {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #fff;
  color: var(--gold-2);
  font-weight: 900;
  box-shadow: 0 12px 24px rgba(0,34,69,.10);
}
.service-body { padding: 24px 24px 28px; }
.pill {
  display: inline-flex;
  margin-bottom: 18px;
  padding: 7px 13px;
  border-radius: 999px;
  border: 1px solid rgba(0,34,69,.16);
  color: var(--brand);
  background: rgba(255,255,255,.72);
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: .74rem;
  font-weight: 900;
}
.service-body p { margin-top: 12px; color: var(--muted); }

/* PROCESS */
.process-panel {
  display: grid;
  grid-template-columns: .82fr 1.18fr;
  gap: 46px;
  align-items: center;
  padding: 54px;
  border-radius: var(--radius-lg);
  color: #fff;
  background:
    radial-gradient(circle at 62% 40%, rgba(60,91,121,.28), transparent 28rem),
    linear-gradient(135deg, var(--brand), var(--brand-2));
  box-shadow: var(--shadow);
}
.process-copy h2 { color: #fff; }
.process-copy p:not(.section-label) {
  margin-top: 20px;
  color: rgba(255,255,255,.72);
  font-size: 1.06rem;
}
.process-copy .btn { margin-top: 32px; }
.timeline {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}
.timeline-card {
  min-height: 210px;
  display: grid;
  align-content: start;
  padding: 26px;
  border-radius: 24px;
  background: #fff;
  color: var(--ink);
}
.timeline-card span {
  margin-bottom: 22px;
  color: var(--brand);
  font-size: 2rem;
  font-weight: 900;
  line-height: 1;
}
.timeline-card p { margin-top: 10px; color: var(--muted); }

/* ABOUT */
.about-grid {
  display: grid;
  grid-template-columns: .86fr 1.14fr;
  gap: 58px;
  align-items: center;
}
.about-photo-card {
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  background: var(--surface);
  box-shadow: var(--shadow);
}
.about-photo-card img { width: 100%; aspect-ratio: 4/5; object-fit: cover; object-position: center 18%; }
.about-photo-caption {
  position: absolute;
  left: 22px;
  right: 22px;
  bottom: 22px;
  display: grid;
  gap: 3px;
  padding: 18px;
  border-radius: 20px;
  background: rgba(255,255,255,.86);
  backdrop-filter: blur(10px);
}
.about-photo-caption span { color: var(--muted); font-size: .9rem; }
.about-copy { display: grid; gap: 18px; }
.about-copy p:not(.section-label) { color: var(--muted); font-size: 1.06rem; }
.trust-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 14px;
}
.trust-row div {
  padding: 18px;
  border-radius: 18px;
  background: #fff;
  border: 1px solid var(--line);
}
.trust-row strong { display: block; color: var(--brand); }
.trust-row span { color: var(--muted); font-size: .9rem; }

/* FAQ */
.faq-panel {
  display: grid;
  grid-template-columns: .78fr 1.22fr;
  gap: 54px;
  align-items: start;
  padding: 54px;
  border-radius: var(--radius-lg);
  color: #fff;
  background: linear-gradient(135deg, var(--brand), var(--brand-2));
  box-shadow: var(--shadow);
}
.faq-copy h2 { color: #fff; }
.faq-copy p:not(.section-label) { margin-top: 18px; color: rgba(255,255,255,.72); }
.faq-copy .btn { margin-top: 30px; }
.faq-list { display: grid; gap: 12px; }
details {
  overflow: hidden;
  border-radius: 18px;
  background: rgba(255,255,255,.98);
  border: 1px solid rgba(255,255,255,.22);
  color: var(--ink);
}
summary {
  list-style: none;
  cursor: pointer;
  padding: 20px 22px;
  font-weight: 900;
}
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; float: right; color: var(--gold-2); font-size: 1.3rem; line-height: 1; }
details[open] summary::after { content: "−"; }
details p { padding: 0 22px 20px; color: var(--muted); }

/* CONTACT */
.contact-section { padding-top: 40px; }
.contact-grid {
  display: grid;
  grid-template-columns: .86fr 1.14fr;
  gap: 48px;
  align-items: start;
}
.contact-copy { display: grid; gap: 18px; }
.contact-copy p:not(.section-label) { color: var(--muted); font-size: 1.06rem; }
.contact-methods { display: grid; gap: 12px; margin-top: 12px; }
.contact-method {
  display: grid;
  gap: 4px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255,255,255,.78);
}
.contact-method strong { color: var(--brand); }
.contact-method span { color: var(--muted); }
.lead-card {
  padding: 30px;
  border-radius: 28px;
  background: #fff;
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}
.lead-card-header { display: grid; gap: 12px; margin-bottom: 22px; }
.lead-card-header h2 { font-size: clamp(1.8rem, 3vw, 2.55rem); }
.lead-card-header p:not(.section-label) { color: var(--muted); }
.contact-form { display: grid; gap: 14px; }
.form-row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
label { display: grid; gap: 7px; color: var(--brand); font-weight: 800; font-size: .88rem; }
input, select, textarea {
  width: 100%;
  border: 1px solid rgba(0,34,69,.14);
  border-radius: 14px;
  padding: 13px 14px;
  background: #fbfaf7;
  color: var(--ink);
  font: inherit;
  outline: none;
}
input:focus, select:focus, textarea:focus {
  border-color: rgba(211,173,95,.8);
  box-shadow: 0 0 0 4px rgba(211,173,95,.14);
}
textarea { resize: vertical; }
.form-note { color: var(--muted); font-size: .82rem; text-align: center; }

.footer {
  padding: 34px 0 96px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: .92rem;
}
.footer-grid { display: grid; grid-template-columns: 1fr 1.3fr auto; gap: 24px; align-items: start; }
.footer-logo { width: 150px; margin-bottom: 14px; }
.footer strong { color: var(--brand); display: block; margin-bottom: 8px; }
.footer a { color: var(--brand); font-weight: 800; }

.mobile-sticky {
  display: none;
  position: fixed;
  left: 16px;
  right: 16px;
  bottom: 14px;
  z-index: 80;
  min-height: 54px;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: var(--gold);
  color: #101820;
  font-weight: 900;
  box-shadow: 0 18px 38px rgba(0,34,69,.22);
}

@media (max-width: 1060px) {
  .hero-card { min-height: auto; }
  .hero-content,
  .split-intro,
  .process-panel,
  .about-grid,
  .faq-panel,
  .contact-grid { grid-template-columns: 1fr; }
  .hero-content { align-items: center; }
  .hero-copy { padding-bottom: 0; }
  .hero-photo-card { min-height: 520px; }
  .services-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 760px) {
  .container { width: min(100% - 28px, var(--container)); }
  .section { padding: 58px 0; }
  .hero-section { padding: 10px; }
  .hero-card { border-radius: 26px; min-height: auto; }
  .hero-card::after { background: linear-gradient(180deg, rgba(0,34,69,.96) 0%, rgba(0,34,69,.84) 55%, rgba(0,34,69,.30) 100%); }
  .hero-nav { padding: 18px 20px 0; }
  .brand, .brand-logo { width: 92px; }
  .hero-nav .btn { min-height: 42px; padding: 10px 14px; font-size: .82rem; }
  .hero-content { padding: 38px 22px 0; gap: 8px; }
  h1 { font-size: clamp(2.25rem, 12vw, 3.35rem); }
  .hero-question { margin-top: 18px; font-size: 1.05rem; }
  .hero-lead { margin-top: 12px; font-size: .95rem; }
  .hero-actions { margin-top: 24px; gap: 10px; }
  .hero-actions .btn { width: 100%; }
  .hero-photo-card { min-height: 330px; margin-top: 4px; }
  .hero-photo-card::before { left: 0; right: 0; bottom: 12px; height: 64%; border-radius: 22px; }
  .hero-image { max-height: 380px; width: 100%; }
  .hero-metrics { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin: 0 22px 24px; padding-top: 18px; }
  .hero-metrics strong { font-size: .92rem; }
  .hero-metrics span { font-size: .8rem; }
  .services-grid, .timeline, .trust-row, .form-row, .footer-grid { grid-template-columns: 1fr; }
  .process-panel, .faq-panel { padding: 28px; border-radius: 26px; }
  .timeline-card { min-height: auto; }
  .lead-card { padding: 24px; }
  .footer { padding-bottom: 92px; }
  .mobile-sticky { display: flex; }
}

@media (max-width: 430px) {
  .hero-nav .btn span { display: none; }
  .hero-nav .btn { padding-inline: 13px; }
  .brand, .brand-logo { width: 84px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.01ms !important; }
}
